If your mail is anything like ours, you probably get at least one credit card or insurance offer a week. I don’t want or need any more credit cards, and I’m happy with our insurance. I find these offers to be annoying and an incredible waste of paper. I recently discovered that you can opt out of pre-screened credit card offers. If it works, I will be thrilled. I’m sure a million or so trees will be, too.

Do you hate junk mail?